Federal and State Financial Aid

What is financial aid, exactly? It is any type of funding for college that does not come from personal/family earnings or savings. This includes scholarships, grants, loans, and work-study programs. The information provided below is about what programs are offered on the federal and state levels. We know this can be overwhelming, so please don't hesitate to reach out to our financial aid experts for help.

Federal Financial Aid

Federal Financial Aid programs are funds administered by the U.S. Department of Education. Details concerning these funds may be found at Federal Student Aid or the FAFSA. You may also get information by calling the U.S. Department of Education's toll-free number: 1-800-433-3243 (hearing-impaired individuals may call 1-800-730-8913). Federal Aid Programs are the largest, least restrictive, and most commonly received programs.

The programs that the Office of Financial Aid and Veterans Affairs directly awards to our students are listed below.

A Federal Pell Grant, unlike a loan, does not have to be repaid. Pell Grants are awarded usually only to undergraduate students who have not earned a bachelor's or a professional degree. (In some cases, however, a student enrolled in a post-baccalaureate teacher certification program might receive a Pell Grant.) Pell Grants are considered a foundation of federal financial aid, to which aid from other federal and nonfederal sources might be added.

The maximum Pell Grant award for the 2021–22 (July 1, 2021, through June 30, 2022) will be $6,345. The maximum amount can change each award year and depends on program funding. The amount a student may receive, though, will depend not only on their financial need, but also on their costs to attend school, their status as a full-time or part-time student, and their plans to attend school for a full academic year or less.

The Federal Supplemental Educational Opportunity Grant (FSEOG) program is for undergraduates with exceptional financial need. Pell Grant recipients with the lowest expected family contributions (EFCs) will be considered first for a FSEOG. Just like Pell Grants, the FSEOG does not have to be repaid.  Each participating school receives a certain amount of FSEOG funds each year from the U.S. Department of Education’s office of Federal Student Aid. Once the full amount of the school’s FSEOG funds has been awarded to students, no more FSEOG awards can be made for that year. This system works differently from the Federal Pell Grant program, which provides funds to every eligible student.

You can receive between $100 and $4,000 a year, depending on when you apply, your financial need, the funding at the school you're attending, and the policies of the financial aid office at the school you choose to attend. 

The Federal Work-Study (FWS) Program is federally funded by The United States Department of Education to provide need-based employment for college students. FWS allows students to work part-time while attending an institution of higher learning. Students must have financial need as determined by the Free Application for Federal Student Aid. If you are interested in applying for the Work-Study program at RCC, please visit our Federal Work Study page.

State Financial Aid

College Foundation of NC Logo
State Financial Aid programs are administered by the College Foundation of North Carolina (CFNC) and the North Carolina State Education Assistance Authority (NCSEAA). Details concerning each of these funds may be obtained from the College Foundation of North Carolina at cfnc.org.

The programs that the Office of Financial Aid and Veterans Affairs directly awards to our students are listed below.

North Carolina received a total of $137.8 million in aid from the Governor’s Emergency Education Relief (GEER) fund through federal COVID-19 relief packages allowing the Governor’s Office to launch the Longleaf Commitment for 2021 North Carolina high school graduates in partnership with the NC Community College System and the State Education Assistance Authority to guarantee that students graduating from high school in 2021 from low-income and working-class families receive enough financial aid to cover tuition and fees, at any of the state’s 58 community colleges, in order to earn an associate degree and/or credits to transfer to a four-year institution.

The North Carolina General Assembly provided State Fiscal Recovery funding in the 2021 budget to extend the Longleaf Commitment to students graduating from high school in 2022.

Application: FAFSA

Deadline: No deadline

Award Amount: $700 to $2,800 for full-time enrollment

Award Note: Consideration for funding is automatic once the FAFSA is filed. Eligible students will be notified of grant awards by the college Financial Aid Office.

Information: The NC Community College Grant (NCCCG) Program provides grants, which do not have to be repaid, to students who are a US citizen or permanent resident, a North Carolina resident for tuition purposes, demonstrate financial need, meet eligibility requirements and are enrolled in an eligible program at a North Carolina community college.  Students must be enrolled at least half-time (six credit hours or more). These funds are awarded only to undergraduate students who have not earned a bachelor’s or a professional degree.

Lifetime Eligibility: 

  • 2021 High School Graduates

    The grant is available to 2020-2021 school year high school graduates (one cohort) attending a NC Community College, beginning in the fall of 2021 and during the 2021-2022 and 2022-2023 academic years.  The grant will end after the Spring 2023 semester. 

    Eligible full-time (12+ credits) students will receive a minimum grant of $700 to $2,800 per year for two years.  Award amounts will adjust based on how many credits a student is enrolled in during a semester. For example, the minimum and maximum grants for students enrolled half-time (6 credits) is $350 and $1,400 per year.

  • 2022 High School Graduates

    The grant is available to 2021-2022 school year high school graduates (one cohort) attending a NC Community College, beginning in the fall of 2022 and during the 2022-2023 and 2023-2024 academic years.  The grant will end after the Spring 2024 semester.

    Eligible full-time (12+ credits) students will receive a minimum grant of $700 to $2,800 per year for two years.  Award amounts will adjust based on how many credits a student is enrolled in during a semester. For example, the minimum and maximum grants for students enrolled half-time (6 credits) is $350 and $1,400 per year.

The North Carolina Community College Grant (NCCCG) was created to provide financial assistance to needy North Carolina resident students attending eligible colleges and universities located within the state of North Carolina.

Application: FAFSA

Deadline: End of spring semester or until funds are depleted

Award Amount: Maximum amount is $3,000 per year for 2021-2022. The award amount is determined by cost of attendance, Expected Family Contribution (EFC) from student’s FAFSA results, and enrollment status. The EFC must fall within a range determined by the state of North Carolina each academic year.

Award Note: As of 2016-2017, the NC General Assembly has authorized awarding additional NCCCG funds to students who meet the new “full-time PLUS” enrollment status (enrolled in 15 or more hours for a semester). If enrolled in less than 15 hours, the student’s NCCCG award will be adjusted.

Information: The NC Community College Grant (NCCCG) Program provides grants, which do not have to be repaid, to students who are a US citizen or permanent resident, a North Carolina resident for tuition purposes, demonstrate financial need, meet eligibility requirements and are enrolled in an eligible program at a North Carolina community college.  Students must be enrolled at least half-time (six credit hours or more). These funds are awarded only to undergraduate students who have not earned a bachelor’s or a professional degree.

Lifetime Eligibility: Equivalent of 6 full-time semesters

 

The North Carolina Education Lottery Scholarship (ELS) was created to provide financial assistance to needy North Carolina resident students attending eligible colleges and universities located within the state of North Carolina.

Application: FAFSA

Deadline: End of spring semester or until funds are depleted

Award Amount: Maximum amount is $3,588 per year for 2021-2022. The award amount is determined by cost of attendance, Expected Family Contribution (EFC) from student’s FAFSA results, and enrollment status.  The EFC must fall within a range determined by the state of North Carolina each academic year.

Information: The NC Education Lottery Scholarship (NCELS) Program provides awards, which do not have to be repaid, to students who are a US citizen or permanent resident, a North Carolina resident for tuition purposes, demonstrate financial need, meet eligibility requirements and are enrolled in an eligible program. Students must be enrolled at least half-time (six credit hours or more). These funds are awarded only to undergraduate students who have not earned a bachelor’s or a professional degree.

Lifetime Eligibility: Equivalent of 10 full-time semesters